Automobile Accidents

As an auto accident injury attorney and car wreck lawyer in Austin, Texas, I know there is often confusion regarding these types of cases. Today’s automobile is a wonder of modern technology that helps us in many ways. The automobile gives us the freedom to travel and allows our economy to be tremendously productive. Unfortunately, for most of us, car wrecks are also the most common way that we or someone we care about will suffer a serious auto accident during our lives. When you are involved in an accident, it is important to take steps to protect yourself and preserve your legal claim for car wreck collisiondamages.

Some Bad Things That Can Happen During the Injury Claims Process

1. The person at fault may not report the auto accident to their insurance company.

2. The insurance company may delay investigating the car collision claim and accepting responsibility for the automobile accident.

3. The person responsible for the car accident may not have insurance coverage. If this is the case, you will have to file your car wreck injury claim with your own automobile insurance policy. If you do not have full coverage you may not be able to make any recovery. This is why every automobile owner should always add "Uninsured Motorist and Underinsured Motorist" (UM/UIM) protection coverage, as well as "personal injury protection" coverage (PIP), when the buy automobile insurance.  UM/UIM helps repay costs that the other motorist's insurance (or lack thereof) cannot cover.  PIP pays some of the out of pocket costs for medical treatment that you incur after an accident.

4. If are still paying off your car loan, and you fall behind on your payments because of medical expenses or missed work after an auto accident, the bank or the car dealership may repossess your car.

5. You may have paid too much for your car, including financing costs and the sales price. If this is the case, and your car is a total loss in the accident, you may be "upside down" on you loan. This means that the value of your vehicle is less than the amount of the loan that you still owe. In other words, you may end up without a car but still having to pay more money to pay off the loan. This also makes it very difficult to obtain another vehicle. To help protect against this situation after a car wreck, there is a type of insurance coverage called Guaranteed Auto Protection ("GAP") insurance that he is good protection to consider buying if you buy a new car. It is also a good reason to search for the best deal on a car, including buying a used vehicle to avoid paying the new car "premium" that puts your finances at risk if you have an auto collision.

So, when you have been injured in an auto accident,
what should you do?

1. Do not let anyone pressure you, threaten you, or intimidate you into making a quick decision or signing any type of document. It is very common for insurance adjuster to try to get you to sign away your rights quickly after a car accident. If you do this, you will regret it later.

2. Document your car wreck injuries and the auto accident itself. Gather all medical records, accident reports, witness statements and contact information in a folder immediately after your car wreck. Take photographs of the accident scene and your injuries as soon as possible and keep them with your file. As the old saying goes "a picture is worth a thousand words", and documenting your claim with photographs is worth thousands of dollars in helping you win a fair settlement or verdict for your accident.

3. Get as much information as you can about the personal injury claim process. Reading our free special report: Texas Personal Injury Guide: What You Should Know Before You Call a Lawyer is an excellent start (see below to order your copy). Discussing your case with a car wreck attorney that handles car wreck personal injury matters on a regular basis and getting a "no obligation" evaluation of the strengths and weaknesses of your auto collision claim is also important.

If you or a loved one has been injured by someone else's negligence in an automobile accident, protect yourself with valuable information before you talk to acar wreck personal injury attorney or insurance adjuster. See below to order your copy of our free special report. Read it, review our web site and, if you feel you may have a valid claim for injuries caused by someone else's negligence in an auto collision, contact our office for a free, no obligation consultation. We will listen to you, evaluate your car wreck case, and give you an honest assessment of your options.

Discover the secrets insurance companies hope you never learn.

If you have been injured, protect yourself and your family.
Before you speak to an personal injury attorney or an insurance company -

Click to learn more about our free special report:

"Texas Personal Injury Guide: What You Should Know Before You Call a Lawyer"

Click here to order your free copy